01 -
Set the oven to 350°F. Line a baking sheet with parchment paper and arrange the mini phyllo shells in a single layer, spaced apart for even baking.
02 -
In a medium bowl, mix softened cream cheese, light sour cream, salsa, taco seasoning, refried beans, and shredded cheddar cheese until smooth and homogeneous.
03 -
Spoon the prepared filling evenly into each phyllo shell, filling generously but avoiding overfilling to prevent spillover and sogginess.
04 -
Place the filled baking sheet in the preheated oven and bake for 10 minutes until cheese melts and phyllo shells become crisp and golden.
05 -
Remove from oven and let cool for 5 minutes to firm. Top each bite with shredded lettuce and a quartered cherry tomato before serving immediately.